Wealthlab Podcast

Is AI the future, or have we hit peak hype?

In this episode of the WealthLab Podcast, Scott and Phil break down the AI boom, Big Tech’s recent pullback, and whether the AI bubble is about to pop. With Microsoft and Apple scaling back AI investments, and an explosion of AI-powered startups with sky-high valuations, is this the start of a reality check? Or is AI just evolving into something more specialized?

What You’ll Learn in This Episode:

✅ Is AI still a good investment, or is the bubble bursting?

✅ Why Microsoft and Apple are stepping back from AI funding

✅ How AI will shift from hype to real-world applications

✅ The rise of AI slop—low-quality, mass-generated content

✅ Will AI replace stockbrokers, journalists, and financial analysts?

✅ How to spot AI-driven financial scams and misinformation

Key Takeaways:

The AI hype cycle mirrors the early dot-com boom—mass adoption, followed by a reality check.

Big Tech isn’t abandoning AI, but they are cutting back on unsustainable investments.

AI’s future lies in industry-specific applications (think doctors, mechanics, and finance).

The rise of AI-generated financial advice—and why you should be skeptical.

AI will create opportunities and risks—but where will it leave investors?

Why is the first $100K the hardest? And why does your wealth seem to grow so much faster after reaching it?

In this episode of the WealthLab Podcast, Scott and Phil break down the psychology, math, and strategy behind hitting your first $100K in savings and investments. We explore compound interest, the snowball effect, and why your net worth skyrockets after $100K.

What You'll Learn in This Episode:

✅ Why the first $100K takes the longest—and how to speed it up

✅ How compound interest and time work in your favor

✅ The difference between saving for $100K vs. investing for $100K

✅ Why increasing income matters more than extreme budgeting

✅ How delaying retirement for just 2 years can add $100K+ to your balance

✅ Why most people fail to invest early—and how to avoid their mistakes

Key Takeaways:

It takes around 7 years to save $100K if you're investing $1,000/month at a 6% return.

The second $100K takes just 4.5 years, thanks to the power of compounding.

Your mindset matters! The wealthy focus on growing money, not just saving it.

If you start late, you’ll need to invest 2.5X more to catch up!

Small decisions today—like investing early and staying consistent—make a massive difference in long-term wealth.

If you're ready to crack the $100K milestone and accelerate your path to wealth, this episode is for you!

Trump Meme Coin is Making Waves! But is it a smart investment or just another grift? In this episode of the WealthLab Podcast, Scott and Phil break down the Trump Coin phenomenon, covering how to buy Trump coin, price predictions, and whether it's worth the hype. 🔥 Key Topics Covered: What is Trump Meme Coin, and why is it trending? How to buy Trump Coin (including Binance & other platforms) Trump Coin Price Prediction – Speculation or serious investment? The risks of meme coins & market manipulation Should you buy Trump Coin, or is it just another pump-and-dump? With over $44 billion in trading volume, Trump Coin is shaking up the crypto world. But before you dive in, make sure you know the real risks vs. rewards. Is this just another get-rich-quick scheme, or is there actual value behind the hype? 👀 Listen to this episode to get the full breakdown!

In this special year-end episode, Scott and Phil take a deep dive into 2024’s biggest lessons, trends, and surprises. From Christmas spending patterns and how they reflect broader economic behaviors to property market dynamics and the challenges of supply vs. demand, this episode delivers a comprehensive review of the year.

We also discuss the rise of AI and its parallels to the early internet boom, explore the energy landscape and the shift toward renewables, and reflect on what these trends mean for you as an investor.

Key topics include:

• The power of budgeting and cash flow planning: How disciplined financial habits unlock early retirement and financial freedom.
• December market trends: Why year-end portfolio performance often defies expectations.
• Property market realities: Inflation, supply challenges, and what could change in 2025.
• Cybersecurity lessons: Protecting your data in a world of increasing breaches.
• Christmas budgeting tips: Avoiding overspending during the festive season.

💡 Plus, an exciting announcement about WealthLab’s new team member joining us in 2025 to enhance the services we provide to you.

Whether you’re reflecting on your own financial journey or gearing up for a strong start in 2025, this episode is packed with actionable insights and inspiration.

In this episode of the WealthLab podcast, Scott and Phil tackle a surprising concept: why looking poor might actually be the key to building lasting wealth. They break down the dangers of trying to “keep up with the Joneses,” the financial traps of status signaling, and how focusing on real financial goals can lead to freedom and security. Join us as we explore: How the wealthy think differently about money. The pitfalls of the “hedonic treadmill” and how to escape it. Why frugal living beats flashy purchases for long-term success. Real-world examples of avoiding unnecessary debt and redirecting resources toward building assets. Whether you're struggling with financial stress or looking for strategies to grow your wealth, this episode is packed with actionable tips to help you focus on what truly matters: achieving financial freedom, creating security, and living authentically. Stop chasing appearances and start building real wealth today. Don’t forget to like, subscribe, and share with someone who needs to hear this!

In this episode of Wealth Lab, Scott and Phil sit down with professional photographer Lauren McAdam to discuss the value of engaging an expert versus doing things yourself. They dive into key moments in life—whether it’s capturing family traditions, legacy photography, or managing your finances—and explore when it makes sense to call in a pro. Learn how Lauren captures authentic family moments and how these lessons translate to financial planning, branding photography, and building a personal or business legacy.

They also delve into how professionals bring years of experience that DIY approaches can't match—whether it's managing retirement plans, taking professional headshots, or avoiding costly mistakes. Tune in to hear why investing in the right help can make all the difference!

In this episode, we delve into the allure and practicalities of cruise ship retirement—is it a genuine luxury retirement avenue or just a captivating myth? We compare the cost of retirement at sea to staying in a bustling city, equipping you with knowledge to make informed retirement decisions. Does living on a cruise truly lower the cost of retirement? We answer these pivotal questions, providing insights into achieving your retirement dreams. Moving to the FIRE movement, in this podcast, we address pressing questions that you may have pondered: Is the FIRE movement a myth or a genuinely workable strategy? How effective is the FIRE approach in real-world scenarios? We discuss the steps to early retirement planning and the lifestyles that support financial independence. Hear from experts and retirees who have successfully navigated their paths through these financial strategies, enhancing your understanding of retirement trips and the dynamics of early retirement. Furthermore, we emphasize the critical role of financial literacy. Teaching our children the value of money and instilling robust financial planning skills from an early age can set the foundation for their future success. Explore practical tools and engaging strategies for introducing financial concepts to the younger generation.

In this insightful episode of the WealthLab Podcast, Scott and Phil are joined by Nick Poisson-Rivière from Haven Wealth, a seasoned expert in financial services with over 25 years of experience. Together, they dive deep into the investment landscape for 2024, focusing on how you can invest smart with the right strategies tailored to your financial goals. Managed Discretionary Accounts (MDAs) are at the forefront of this discussion, offering a smart investment solution that can help you boost your portfolio with personalized management, market flexibility, and enhanced risk management. MDAs are investment accounts where a professional manager makes buy, sell, and hold decisions on your behalf, based on your agreed-upon strategy. This allows for greater agility in responding to market changes and ensures your portfolio stays aligned with your financial objectives. Nick breaks down how MDAs work, why they might be the ultimate investment hack for you, and how they can align with your financial strategy to deliver superior performance. Whether you're looking to invest smart in 2024 or seeking a comprehensive investment strategy that offers diversification and risk management, this episode provides the insights you need to make informed decisions. Tune in to learn how MDAs can give you the competitive edge in a rapidly changing market. Keywords: Smart Investment, Invest Smart in 2024, Investment Strategy, Boost Your Portfolio, Managed Discretionary Accounts, Personalized Investment, Market Flexibility, Diversification, Risk Management, Financial Goals. #SmartInvestment #InvestSmart2024 #InvestmentStrategy #BoostYourPortfolio #ManagedDiscretionaryAccounts #FinancialGoals #PortfolioManagement #WealthManagement #InvestmentPlanning #MarketFlexibility #RiskManagement #PersonalizedInvesting #Diversification #WealthCreation #FinancialFreedom #WealthLabPodcast #financialsuccess

In this episode of the Wealthlab Podcast, we dive deep into the world of budgeting with expert cashflow coach Hannah. Discover the truth behind common budgeting myths and learn how to take control of your finances with effective cashflow management. Hannah also sheds light on the broader role of mortgage brokers, beyond just securing home loans. Whether you’re struggling with spending habits, looking for financial advice, or curious about cashflow coaching, this episode offers valuable insights to help you navigate your financial journey.

In this explosive episode of The Wealth Lab podcast, Scott Jackson and Phil Sproule dive into the shocking developments in US politics and their potential impact on your superannuation. With Joe Biden's unexpected withdrawal and Donald Trump's likely return to the presidency, we're breaking down what this means for Aussie investors.

Discover:

• How Trump's previous tenure saw a 70% increase in the S&P 500
• The potential for interest rate cuts and asset appreciation
• What Trump's return could mean for US-Australia and US-China relations
• How these global shifts might influence your super balance

Plus, get our expert insights on:

• Navigating market volatility and the impact of the US election on the Australian stock market
• The importance of diversification in your investment strategy
• Why knee-jerk reactions could cost you

Whether you're a seasoned investor or just starting out, this episode is packed with valuable information to help you make informed decisions about your financial future.

Don’t miss out on this timely analysis – hit subscribe and get ready to supercharge your investment strategy!

🎧 In this thought-provoking episode of the WealthLab Podcast, Scott and Phil dive deep into the world of charitable giving and explore how it fits into a comprehensive financial plan. 💰❤️ Scott kicks things off by discussing the key concepts from the book "Die with Zero" by Bill Perkins, which challenges traditional notions of saving and spending. Together, they explore how intentional giving throughout one's life can lead to a greater sense of purpose and fulfillment. 📚💡 Phil shares his personal experience of donating his time to the local surf life saving club, highlighting the emotional rewards of giving back to the community. 🏄‍♂️👏 This sparks a conversation about the various ways to make a difference, from volunteering time and skills to making strategic financial contributions. 💡💸 The duo then cracks into the practical aspects of incorporating charitable giving into a financial plan, including setting giving goals, choosing meaningful causes, and tax benefits. 👨‍👩‍👧‍👦💝 Throughout the episode, Scott and Phil emphasise the importance of finding a balance between personal financial security and philanthropic pursuits. They offer valuable insights on how to make giving a part of one's financial journey without compromising long-term goals. 🎯💰 Whether you're a seasoned investor or just starting to think about your financial future, this episode will inspire you to consider the power of giving and its potential to enrich your life and the lives of others. Tune in now and discover how you can align your wealth with your values and make a lasting impact! 🌟💖 Remember to like, subscribe, and share the WealthLab Podcast with your friends and family. Join us on this journey to financial success and making a difference in the world! 👍👥 #WealthLabPodcast #CharitableGiving #DieWithZero #FinancialPlanning #MakingADifference 🎙️💸💡

Get ready for a ride as Scott and Phil dive into the 2 hot topics in finance! 🌡️🎢 In this episode, our dynamic duo shares their unfiltered opinions on the crypto craze, the future of finance, and the ESG investing debate. 💸🌿 Will crypto revolutionise the world, or is it just a flash in the pan? 🪙🔍 Scott and Phil explore the potential of blockchain technology and its impact on everything from property transactions to decentralised finance. 🏠💻 Next up, the duo tackles the burning question on everyone's mind: where are interest rates headed? 📈💸 Brace yourself for some bold predictions (just kidding we are not sure our selves! that probably won't keep you on the edge of your seat! 😮💺 Finally, Scott and Phil dive into the controversial world of ESG investing. 🌍💰 Is it just a box-ticking exercise, or can it make a real difference? Our hosts share their thoughts on the challenges and opportunities of investing with a conscience. 🤔✨ Tune in for an episode packed with laughs, lessons, and a healthy dose of financial wisdom! 🎧😄 Don't forget to like, subscribe, and join the conversation! 👍💬 Disclaimer: The views expressed in this podcast are solely those of the hosts and do not constitute financial advice. Always consult with a qualified professional before making investment decisions. 📝💼

In this episode, we delve deep into what SMSFs are, their benefits, and the challenges they present.

Plus, don't miss our expert insights on how to leverage your super for property investment, ensuring a more controlled and potentially lucrative retirement strategy. Whether you're a seasoned investor or just starting, this episode is packed with valuable tips and advice to supercharge your wealth journey. Tune in to navigate the path to financial independence with the WealthLab Podcast 🏠💰🎙️✨."

Dive into Episode 40 of the WealthLab Podcast 🎙️💼 as Phil and Scott unveil our AFSL evolution 🌟🧭. Discover what the Australian Financial Services Licence means for us and, most importantly, for you. No jargon, just clarity on our journey forward. #WealthLabPodcast #AFSLEvolution 🎧

In this exciting WealthLab Podcast Episode 39, Scott Jackson and Phil Sproule take you on a journey through the financial highs and lows of 2023. 🚀 From analysing Australia's economic shifts to dissecting investment trends, this episode is a treasure trove of insights. Scott kicks off with a sharp look at the year's economic overview, examining interest rates and market changes. 🌏 Phil then takes the wheel, sharing compelling personal finance success stories and common financial blunders to avoid. 🛑 The duo wraps up with forward-thinking strategies and predictions for 2024, focusing on staying ahead in a dynamic economic landscape. 🌐 Whether you're fine-tuning your financial plan or just love staying on top of economic trends, this episode is a must-listen! Tune in and equip yourself with the knowledge to navigate the financial waters of 2024 confidently. 🎧💼Explore the podcast

Dive into the world of superannuation drawdowns in this episode 📈. Discover the age requirements for accessing your super, and whether it's a wise choice for your future 💰. Scott breaks down the numbers for a comfortable retirement with an insightful calculation 🧮. Plus, we discuss the potential upsides of keeping your balance invested for long-term growth 🚀. Tune in for valuable financial insights and strategies 📊. #SuperannuationSavvy 🎓 #RetirementReady 🏖️ #WealthLabWisdom 💡 #FinancialFutureFocused 🔮"

Do you really understand the ins and outs of your policies? Scott and Phil break down key terms, shedding light on how these definitions can impact your coverage.

Don't miss this eye-opening episode that will empower you to take control of your insurance and ensure you're not getting ripped off. Your financial future could depend on it.

Tune in now to gain a better understanding of your insurance policies.

Check out our previous episodes, also available on Spotify: https://podcasters.spotify.com/pod/show/wealthlab

For more financial wisdom, visit our website: https://wealthlab.com.au

You can also reach out to us on social media:

Facebook: https://www.facebook.com/wealthlabAU/

LinkedIn: https://au.linkedin.com/company/wealthlab

Twitter: https://twitter.com/WealthLabAU

Instagram: https://www.instagram.com/WealthLabAU

#Insurance #FinancialPlanning #WealthlabPodcast

We delve into the crux of what an investor's risk profile is, how it shapes your investment strategy, and why it's absolutely crucial for both new and experienced investors. 📊🧭 Phil and Scott will walk you through the process of determining your risk profile, explaining its impact on your investments and overall financial plan. We'll also discuss the importance of re-evaluating your risk profile over time and how it can help you stay aligned with your financial goals. 💰🏆 So whether you're just starting your investment journey or you're a seasoned investor, understanding your risk profile is key to wealth management. 🚀 Tune in to Episode 32 and let's get on the road to financial success together! 📈 Don't forget to hit the like 👍, subscribe 🔔, and share our podcast 🔄 with those seeking to increase their financial literacy. New episodes are up every fortnight! Remember, the information in this podcast is general in nature and should not be considered as personal financial or investment advice. 🚫💵

Join us as Phil takes a deep dive into a dummy SOA, explaining its purpose and what it contains. Each section is simplified and its impact on your financial plan made. 📚💼 Then, get ready as Scott highlights what he finds crucial in an SOA, and also those parts which may not carry as much weight as you think. Get his view to help you navigate your SOA with confidence! 💪🧠 Understanding your SOA can be a huge step towards becoming more organised with your finances. 🎯💰 So tune in, and let's embark on this journey towards financial enlightenment together! 🚀 Don't forget to like 👍, subscribe 🔔, and share our podcast 🔄 with those who might find these insights helpful. Stay tuned for more empowering episodes every fortnight! Link to article discussed:https://www.afr.com/politics/federal/retirement-is-too-late-levy-slams-labor-s-financial-advice-fail-20230619-p5dhr3

Please remember, the info we provide is for general information only and should not be seen as personal financial or investment advice. 🚫💵

Welcome back to "The Wealthlab Podcast with Phil and Scott"! This week we're digging deep into some financial strategies that could truly change your life. First up, Phil shares his favorite spreadsheet that he uses with clients — a meticulously designed tool centered around the "debt snowball method". This incredibly useful tool can help you save money, reduce your debt, and achieve a sense of financial freedom you've only ever dreamed about. He also drops some hard-earned wisdom on how to stay committed to your financial journey, even when the going gets tough. Later in the episode, Scott takes us through the critical importance of a 'Third Party Authority' research sheet. He will discuss the information we need from you as a new client prior to submitting it, and why it's so crucial in shaping a financial plan tailored specifically to your unique circumstances. Whether you're new to financial planning or you're looking for strategies to refine your existing plan, Phil and Scott are here to guide you every step of the way. Join us for an insightful conversation on financial wellness and learn how to make your money work for you. So, sit back, relax, and let's get ready to master your finances together! Don't forget to like, subscribe, and share our podcast with anyone who could benefit from these financial insights. Stay tuned for more episodes every week! Remember, the information provided on this podcast is intended to provide general information only and should not be considered as personal financial or investment advice.

🎙️ Welcome to Episode 27 of the WealthLab Podcast, hosted by your financial friends, Scott and Phil! In this insightful episode, we dive into the world of rising interest rates and share our expert perspectives on how to prepare your finances for a refinance. Don't miss out on the valuable tips and strategies we discuss that could help you save thousands on your mortgage! 🏠💰 📈 In this episode, you'll learn about: The current state of the economy and the reasons behind rising interest rates How higher interest rates impact your mortgage and refinancing options Our top strategies for getting your money in order to secure the best refinancing deal Common mistakes to avoid during the refinancing process And much more!Links to check out:https://finty.com/au/home-loans/hem-expenses-guide/#what-is-the-household-expenditure-measure-(hem)https://twitter.com/cbrates/status/1646154477311803394 🔔 Don't forget to subscribe to our channel and hit the notification bell so you never miss an episode of the WealthLab Podcast! Join Scott and Phil every week as they explore a wide range of financial topics and share their expert knowledge to help you create a secure and prosperous financial future. 💼🌟 #WealthLabPodcast #RisingInterestRates #RefinancingTips

See our website for #generaladviceonly statement.

🎙️ Exciting news! The Wealthlab podcast is back with more expert insights on wealth building and cashflow management. Tune in now and join the conversation! #Wealthlab #podcast #investing #financialfreedom

Looking to take control of your finances? Join Phil and Scott on The Wealthlab Podcast as they explore the ins and outs of personal finance. In this episode, they delve into the important topic of choosing the right financial planner and what to expect from the process. They also break down the popular debt snowball method, giving you a clear understanding of how it can help you get out of debt faster. Whether you're a seasoned investor or just starting to dip your toes into the world of personal finance, this podcast has something for you. Tune in to The Wealthlab Podcast with Phil and Scott to learn how to build and maintain your wealth over time. #WealthlabPodcast #mindfulspending FinancialWellbeing #PracticalTips #SubscribeNow #LetTheFunBegin!

Welcome to Episode 25 of the Wealthlab Podcast, hosted by Scott and Phil from Wealthlab! In this episode, we're diving into the topic of mindful spending and uncovering the mystery of how Aussies tend to splurge during the Easter break. Get ready for a fun and insightful conversation that will make you think twice about your spending habits! We'll kick things off by exploring the concept of mindful spending - what it means, why it's important, and how it can help you achieve your financial goals. Scott and Phil will share their own experiences and tips on how to be more intentional with your spending, and how it can positively impact your overall financial well-being. But wait, it's Easter time! And we all know Aussies love to celebrate in style. From chocolate eggs to hot cross buns, we'll delve into why Australians tend to go all out during the Easter break. Scott and Phil will share some interesting facts and insights into the spending trends and traditions around Easter in Australia, including how much Aussies spend on average, the most popular Easter treats, and unique ways to save money while still enjoying the festivities. As always, this episode of the Wealthlab Podcast is packed with engaging discussions, practical tips, and a healthy dose of humor. So grab your favorite Easter treat, sit back, and join Scott and Phil for an entertaining and informative conversation about mindful spending and Aussie Easter spending habits. Don't forget to hit that subscribe button and leave us a comment with your thoughts and experiences on mindful spending and Easter spending. Let's dive in and uncover the secrets of spending mindfully and making the most of the Easter break! Episode Highlights: Exploring the concept of mindful spending and its impact on financial well-being Uncovering the mystery of Aussies' spending habits during the Easter break Interesting facts and insights into Easter spending trends in Australia Tips on how to save money while still enjoying the festivities Engaging discussions, practical tips, and a healthy dose of humor Don't miss out on this episode of the Wealthlab Podcast, filled with valuable insights and entertaining conversations. Join Scott and Phil as they uncover the secrets of mindful spending and Aussies' Easter spending habits in Episode 25! Subscribe now and let's dive in together! 🐰🥚💰💸😄 #WealthlabPodcast #MindfulSpending #EasterSpending #FinancialWellbeing #AussieTraditions #SaveMoney #EasterTreats #FunConversations #PracticalTips #SubscribeNow #LetTheFunBegin! 🎙️🎧🐇🐣🇦🇺💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰

Are you afraid to spend your retirement money even when you can afford it? Join Scott Jackson and Phil Sproule from WealthLab as they explore the psychology of post-retirement finances in episode 22 of The Professional Series podcast. They'll also expose the dangers of misleading Google ads and encourage mindful spending. Don't miss out!" #PostRetirementFinances #GoogleAds #MindfulSpending #TheProfessionalSeries #wealthlabspodcast   

General advice only: Any advice on this video is general nature only and has not been tailored to your personal objectives, financial situation or needs. Please seek personal advice prior to acting on any information you may consider. To be clear, this video is not to be considered financial advice and has been created for entertainment without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs. https://wealthlab.com.au/policiesanddocuments/

Welcome to the Professional Series, a podcast by Scott Jackson and Phil Sproule from WealthLab. In this episode, we delve into important financial topics that can help you make informed decisions for a better financial future.  Firstly, we will be discussing the four important questions you should ask your partner before retiring. Retirement can be a daunting and exciting time, and it's essential to be on the same page as your partner. We will explore some of the crucial topics to consider before making the big decision to retire.  Next, we will share our insights on investing a hypothetical 100K from your offset account. Its a common questions and investing can be a great way to grow your wealth, but it's crucial to understand the risks involved and make informed decisions. We will discuss our views and share some tips for those looking to do this around risk profiles.  Finally, we will discuss a dodgy Google ad that might appear like a term deposit but is actually advertising something much riskier. Unfortunately, this type of activity is prevalent in the financial industry, and it's essential to be aware of these tactics to protect your hard-earned money.  Tune in to this episode of the Professional Series to learn more about these important financial topics and gain valuable insights from Scott Jackson and Phil Sproule from WealthLab.

General advice only: Any advice on this video is general nature only and has not been tailored to your personal objectives, financial situation or needs. Please seek personal advice prior to acting on any information you may consider. To be clear, this video is not to be considered financial advice and has been created for entertainment without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs. https://wealthlab.com.au/policiesanddocuments/

Join Scott and Phil, two experienced financial planners, as they delve into the world of finance and investment. In this episode of the Financial Planning podcast, they discuss the Kelly Bet Principle, a mathematical formula for optimising the size of your bets in relation to your bankroll. The two experts also review the quality of financial advice in the news, losing money in crypto with a SMSF and clients trying to negotiate their fees. Find out if this is a bad move and maybe what you can do to make sure you're getting the advice for your money with your planner.

Welcome to the Professional Series, your source for some things finance and investment. Join host Scott Jackson and Senior Financial Planner Phil Spurel as they dive into the world of money management and share their insights on being disciplined, avoiding the gambler's fallacy, and sticking to a well considered investment strategy.  In today's episode, we discuss, Scott's hot take on betting and why it maybe silly. We also discuss the asset class distribution chat that Phil runs through, looking at different assets and their annual returns over time.  Whether you're a seasoned investor or just starting out, this podcast could provide you with the knowledge and guidance you need to make informed decisions about your future. Tune in for practical tips, engaging discussions, and expert advice on all things finance. Subscribe now and join the journey to financial freedom!

Why listen to this podcast? 

You want to learn more about Whisky and how it relates to the world of investing, tasting and the business of importing spirits? Then we have the episode for you! 

• Learn more about the whisky process and how to pick a whisky that you actually like and not one that you're TOLD to drink because it's fashionable. 
• Craig's ideas on investing in whisky bottles.
• Non "scotch" whisky drinking and what Craig looks for when he is importing new brands in to Australia for us to enjoy!

Craig thanks so much and we loved your views!

• Website: https://www.thewhiskycompany.com.au/
• The whisky Craig thinks you should buy and invest in: https://www.thewhiskycompany.com.au/product/1979-port-ellen-40-years-old-9-rogue-casks-islay-single-malt-scotch-whisky-700ml/
  
  
• Want to talk non-whisky investments - feel free to get in touch with me and talk financial planning: www.wealthlab.com.au 

Matt Hampton speaks with Scott about all things health, fitness and Instagram! Matt debunks the gimmicks and help everybody understand how best to approach training and nutrition in an enjoyable and scientifically proven way. Have fun with today's episode!

Let's discuss what customer amazement is. Scott speaks with renowned New York Times and Wall Street Journal bestselling author, Shep Hyken. Learn from Shep's amazing customer service stories and advice. Jump in on the fun and listen now!

Today, let's hear from the executives at Seaview Consulting - Bob Neill, Director, and David Fotheringham, Principal. In this episode, they share their expertise and skills in business negotiations and provide pro tips on how to succeed with it. 

Daniel Myers is the Head of Family Law Department at Rockwell Bates. He's currently studying the science of human behaviour through his Advanced Psychology studies which brings impact on many aspects of his family law practice. In this episode, he shares his valuable insights for people who are going through family changes and provides legal advice on preserving relationships and separation.